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- Sales Rank: #4926667 in Books
- Published on: 2007-03-06
- Binding: Hardcover
Most helpful customer reviews
0 of 0 people found the following review helpful.
it's a great book. It has greatly helped me start to ...
By JA
If you can get past his tone (he can come across as a bit arrogant and belligerent), it's a great book. It has greatly helped me start to shape up with my financial habits. You get some tough love from him and some good laughs. (I dunno why he makes me laugh, but I cracked up reading the book :). The book is also an easier read than I had originally thought. It didn't bore me to death, as I originally thought it would. A word to non-religious folk or those turned off by works peppered with religious dictum: do not be dissuaded from reading his material. Though he does weave into his writing biblical principals in which he believes, he's not preaching at you. He's sharing his knowledge and understanding and words of wisdom that have been around for ages. Bottom line: I unreservedly recommend for those seeking to make a real change in their lives financially. What he proposes is simple, but it will greatly challenge you; and I have to say it's so worth it. I have already paid off debt in the double digits in less than six months' time by putting stuff I learned from him into practice. I gotta tell you it's hard, but it'll really get you to another level. I read the book cover to cover and feel this book is a must have for everyone. I've found it so valuable that it's become my gift of choice as of late to friends and family. Give it a go. I'd be hard-pressed to believe you'd regret it.
0 of 0 people found the following review helpful.
Relevant for anyone ready to clean up their debt mess
By Jennifer K S H
A no nonsense look at how to manage finances. Its eye opening...maybe a little too much in some cases. If you listen to Dave on the radio then this book will seem low key. The steps are easy to follow. In fact they are almost too easy its tempting to over complicate them. I like the personal stories of families who made the commitment to a debt free life (now or eventually!)
If your ready to clean up "the mess" then this is a perfect starting place. I've read a number of finance guides as we work to clean up our debt and I wished I had discovered this years ago. I can also see that this is a book I'll come back to as I progress through the baby steps. For example, when I'm ready to really start investing in retirement. Before I read this book, retirement seemed like a dream. But now, with Ramsey's plan, I can see how this too will be in our future.
5 of 5 people found the following review helpful.
Saved my life
By Quina Quen
This book isn't for everyone obviously. But for me, a recovering "chronic consumer", this was what I needed in order to change the course of my life, and it did.
I can't say enough good things about this book. The examples that he presents are inspiring, witty, and matter of fact. Since reading this book about 3 years ago, about 6 months before I married my wife, we have paid off about $XX,000 in credit card, student loan, car loan, and medical bill debt. We have more money than ever in the bank in case of emergency and peace of mind that is worth a lot more. I'm going to be starting graduate school soon and from the looks of it, I'll graduate debt-free with a Master's degree. We haven't used a credit card for 3 years. Some people are stunned when they find out we don't have credit cards. They ask "but what about emergencies?" We no longer spend more than we make.
I can't read the future, but if I don't fall into my old ways (and it's been 3 years so far), my family and future family have changed their fates.
If you have unlimited self-control (be honest), enjoy gambling with your family's future, and think you're the exception to the trend of the average American consumer, then this is not the book for you.
If you have a weak spot for over-spending and are man/woman enough to admit it, want to enjoy a low-risk 99.5% sure way of living a comfortable life, and you if don't mind a bit of hard work and the occasional bible verse, then get this book.
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